Return to Title IV.

 

Return to Title IV (R2T4) is the process of determining the percentage of Title IV financial aid a student has earned or is eligible to receive after withdrawing completely from all courses during a semester, prior to the 61% completion date. When a student withdraws from all classes, their financial aid eligibility will be reviewed to determine if one of the following applies: 

 

  1. 1. The student received more aid than they were entitled to and owes repayment to the school and/or the federal government (Title IV). 

  1. 2. The student did not receive all the aid they were eligible for and may qualify for additional funds based on the time they attended classes. 

  1. 3. The student received the correct amount of aid, and no repayment or further disbursement is required. 

 

The official withdrawal date will be determined based on one of the following: 

 

  • Notification from the student (in writing or through verbal communication) indicating their intent to withdraw. 

  • Records from the Admissions and Records (A&R) Office. 

 

When a student withdraws from 100% of their classes, the percentage of the semester completed will be calculated. If the withdrawal date is unclear or incomplete, the Financial Aid Office (FAO) may use a default completion point of 50%. If a student withdraws from all of their classes before the census date, the FAO will cancel all aid. The students must repay the full amount unless they contact the FAO to confirm their last date of attendance.

 

The federally mandated order of repayment for Title IV funds will be followed: 

 

  1. 1. Federal Unsubsidized Direct Loans 

  1. 2. Federal Subsidized Direct Loans 

  1. 3. Federal Pell Grants 

  1. 4. Federal Supplemental Educational Opportunity Grants (SEOG) 

 

Once the R2T4 calculation is completed, the student will be notified of their repayment responsibility to both the college and Title IV (Department of Education). The student’s account will be updated to reflect the amount owed to the college. Students are responsible for repaying both portions of the debt (to the college and Title IV) 

 

  • Repayment Timeline: Students have 45 days to pay their balances at the Campus Business Services Office. 

  • Holds on Records: Failure to pay the college portion within the timeframe will result in holds on the student’s record, preventing registration and transcript requests. 

  • Reporting to NSLDS: After 45 days, any unpaid balance owed to the Department of Education will be reported to the National Student Loan Data System (NSLDS) as an overpayment, which will block eligibility for future Title IV aid until resolved. 

  • Collections: Unpaid college debts may be sent to collections by the A&R Office. 

     

If a post-withdrawal disbursement is determined to be necessary, the eligible amount will be offered to the student. If the student accepts the disbursement within 14 days, the funds will be applied to their account and refunded during the next regular disbursement cycle. 

 

Important: Before withdrawing from all your classes, please contact the Financial Aid Office for guidance.